New Scholarship Update – Big news for students from SC, ST, and OBC categories – the central government has started crediting the ₹48000 scholarship amount directly to students’ bank accounts under various post-matric and higher education schemes. Many students have already received the money, and if you’ve applied, now’s a good time to check your account.
This scholarship is a big move to support students from underprivileged backgrounds and ensure they can continue their education without worrying about money.
Who Can Get the ₹48000 Scholarship?
Not everyone is eligible for this scholarship. There are some rules set by the government to make sure the right students get the benefit. Here’s what you need:
- You should belong to SC, ST, or OBC category.
- You must be studying in a recognized school, college, or university.
- Your family income should fall within the required limits (given below).
- Your bank account must be linked with Aadhaar to receive the money via DBT (Direct Benefit Transfer).
- You must have applied through the National Scholarship Portal or your state’s portal.
- You should have passed your previous academic year.
- This is only for students pursuing studies after Class 10 (post-matric).
Income Limits Based on Category
To be eligible, your family’s yearly income should be:
- SC – Up to 2.5 lakh
- ST – Up to 2.5 lakh
- OBC – Up to 1.5 lakh
- EBC – Up to 1 lakh
- Minority – Up to 2 lakh
- DNTs – Up to 2 lakh
- PWD – Up to 2.5 lakh
When and How Will You Get the ₹48000?
The money is sent in phases, so not everyone receives it at the same time. The process looks like this:
- Applications are verified at the institute and state levels.
- After verification, the Ministry of Social Justice approves the payments.
- The actual transfer happens between April and June.
- You’ll get an SMS or email once the money is sent.
Timeline to Remember:
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- January – Last date to apply
- February – Institute-level check done
- March – State-level verification done
- April – Central government starts fund approvals
- May – Fund transfer started
- June – Last batch of transfers
- July – Fresh application window will open
How to Check If You Got the Money
Want to see if the scholarship has been credited? Here’s how you can check:
- Go to the National Scholarship Portal (scholarships.gov.in).
- Log in with your Application ID.
- Click on “Check Application Status.”
- If your application is approved, you’ll see the date when the money was sent.
- Check your bank statement or app for any entry with “NSP Fund Transfer” or “DBT Scholarship.”
You can also:
- Use the Umang app to check your NSP status.
- Call the NSP helpline at 0120-6619540.
- Ask your school or college’s scholarship officer for help.
Where Is the ₹48000 Used?
This scholarship isn’t just a flat amount. It’s divided for different education-related expenses like:
- Tuition Fees – ₹20000
- Hostel Charges – ₹10000
- Books and Stationery – ₹5000
- Maintenance Allowance – ₹10000
- Exam Fees – ₹3000
Total – ₹48000
This makes sure students can study peacefully without worrying about extra costs.
Why Is Your Scholarship Delayed or Rejected?
Sometimes, even eligible students don’t get the money on time. Here’s why that may happen:
- Wrong or incomplete bank account details
- Aadhaar not linked properly
- Application was submitted late
- Documents were not complete
- Verification failed at institute or state level
- Caste or income certificate mismatch
- Already getting another central scholarship
Didn’t Get the Money? Here’s What to Do
- Recheck your status on the National Scholarship Portal
- Talk to your school or college’s nodal officer
- Visit your district’s welfare office if needed
- If your application got rejected, don’t worry – apply again in the next cycle with correct details
Other Scholarship Schemes You Should Know
Here are some popular central and state scholarships that offer ₹48000 or more:
| Scheme Name | Target Group | Amount |
|---|---|---|
| Post Matric for SC | SC students | ₹48000 per year |
| Post Matric for ST | ST students | ₹48000 per year |
| OBC Post Matric | OBC students | ₹26000 to ₹48000 |
| Top Class Education | SC/ST students | Up to ₹2 lakh |
| National Fellowship for OBC | OBC | Monthly amount + benefits |
| State Scholarships | All categories | ₹20000 to ₹50000 |
| Pre-Matric | SC/ST/OBC/Minority | ₹10000 to ₹20000 |
What’s Coming Up Next?
If you missed this cycle, don’t worry. The next application window will open around July or August. Before applying:
- Make sure your Aadhaar is linked to your bank account
- Keep scanned copies of income, caste, and academic certificates ready
- Stay updated through the official NSP website and your state scholarship portal
This ₹48000 scholarship is a huge support for SC, ST, and OBC students. It reduces the financial burden and helps you focus on your studies. If you’re eligible and haven’t received your amount yet, don’t wait. Check your status, verify your documents, and reach out for help if needed. Education is your right, and the government is here to support you in your journey.
